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 Life Insurance News

New York finalized its best-interest standard for annuity and life insurance sales this week. The rules have industry officials concerned that a 'patchwork' of different rules across different states could make cross-state sales a nightmare of paperwork.

The post New York Delivers ‘Worst Fears’ With Tough Reg For Life Insurance appeared first on InsuranceNewsNet.

Author: John Hilton
Posted: July 19, 2018, 8:28 pm

Commentary By Erica Davis There are several semi-famous authors and media personalities who push their financial advice to the masses,...

The post The Term/Perm Life Insurance Debate Riddled With Fallacies appeared first on InsuranceNewsNet.

Author: user
Posted: July 16, 2018, 6:05 pm

Commentary By John Hutchinson I'm often asked the question, “Who is the ideal candidate for indexed universal life and why?”...

The post How To Determine That Ideal IUL Prospect appeared first on InsuranceNewsNet.

Author: user
Posted: July 13, 2018, 2:51 pm

PARK RIDGE, Ill. — Human trafficking and slavery is a global issue, with an estimated 20 - 40 million people...

The post MDRT Members Confront The Realities Of Human Trafficking appeared first on InsuranceNewsNet.

Author: user
Posted: July 12, 2018, 7:45 pm

Why private placement programs have become a favorite strategy among ultra-wealthy investors.

The post 5 Benefits Of Private Placement Life Insurance And Annuities appeared first on InsuranceNewsNet.

Author: user
Posted: July 12, 2018, 5:18 pm

Final expense life insurance new annualized premium increased 4 percent in 2017, compared with 2016 results, according to a new...

The post Final Expense New Annualized Premium Up 4% in 2017 appeared first on InsuranceNewsNet.

Author: user
Posted: July 12, 2018, 11:37 am

PARK RIDGE, Ill. (June 27, 2018) — More than 15,000 members from 53 countries attended the MDRT Annual Meeting this...

The post MDRT Wraps Up 2018 Meeting, Looks To 2019 appeared first on InsuranceNewsNet.

Author: user
Posted: July 9, 2018, 6:15 pm

While some companies are moving away from annuities, Prudential is redoubling its efforts. That means new products and new campaigns to educate advisors and consumers on what annuities can do for lifetime income, a company executive explained.

The post Prudential Doubles Down On Annuity Strategy appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: July 9, 2018, 12:48 pm

Futurity First Insurance Group – an independent, nationwide insurance distribution organization that specializes in retirement income and insurance protection solutions with $222 million in client assets – has joined Securities America, an independent advisory and brokerage firm.

The post Securities America Adds Futurity First Insurance Group appeared first on InsuranceNewsNet.

Author: INN Admin
Posted: June 28, 2018, 1:46 pm

Total new premium for life combination products (which combine life insurance with long-term care or chronic illness coverage) increased 18 percent to $4.1 billion in 2017, according to LIMRA’s 2017 Individual Life Combination Products Annual Review. This is the third consecutive year of premium growth.

The post Individual Life Combination Premium Grows 18% In 2017 appeared first on InsuranceNewsNet.

Author: user
Posted: June 21, 2018, 3:58 pm

Insurance companies are adding illness and long-term care features into indexed universal life products. The new features are expected to boost an already-booming business.

The post Eying Growth, Insurers Reshape Indexed Life appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: June 18, 2018, 4:57 pm

June 13-- BLOOMINGTON-- After a year of radical change at State Farm, the chairman of the board remains the same with President and CEO Michael Tipsord re-elected to the post this week. Others serving on the board, whose terms were not up for re-election this year, are: Christopher C. DeMuth, distinguished fellow, Hudson Institute; W. Steven Jones, professor of...

The post Tipsord Re-elected Chairman Of State Farm Board appeared first on InsuranceNewsNet.

Author: user
Posted: June 13, 2018, 7:17 pm

The Committee on Foreign Investment in the United States (CFIUS) has completed its review of the proposed takeover of Genworth by a Chinese financial holding group and concluded that there are no unresolved national security concerns with respect to the proposed transaction. This satisfies one of the conditions to the closing of the proposed transaction.

The post Genworth, China Oceanwide Deal Moves Closer To Finalization appeared first on InsuranceNewsNet.

Author: Wire Reports
Posted: June 11, 2018, 6:39 pm

Variable universal life used to be a hot product line but their sales dipped around 2000 and had not recovered since. But lately they are showing some signs of life.

The post Variable Universal Life Back In The Game appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: June 11, 2018, 10:04 am

Non-variable universal life sales for the first quarter were over $936.3 million; down 12.7% when compared to the previous quarter...

The post Indexed Life Sales Up By Double Digits appeared first on InsuranceNewsNet.

Author: INN Admin
Posted: June 7, 2018, 6:41 pm

Universal life sales fell 19 percent in the first quarter compared to the first quarter of last year. Not even white-hot indexed UL sales could lift the segment.

The post UL Drags Down 1Q Life Insurance Sales appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: June 4, 2018, 8:03 pm

Kansas City Life will acquire all of the issued and outstanding stock of Grange Life Insurance Company from Grange Mutual. The transaction is subject to review by the Ohio Department of Insurance.

The post Kansas City Life To Acquire Grange Mutual’s Life Division appeared first on InsuranceNewsNet.

Author: user
Posted: June 4, 2018, 1:00 pm

Securian has tweaked its SecureCare linked-benefit life and long-term care contract to give the product more flexibility in a growing...

The post Flexibility Key to Securian Linked-Benefit Product Tweaks appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 31, 2018, 9:00 pm

KANSAS CITY -- Things started hot at the National Association of Insurance Commissioners' working group meeting today as members immediately...

The post NAIC ‘Not Supposed To Be A Dictatorship,’ NY Commissioner Says appeared first on InsuranceNewsNet.

Author: John Hilton
Posted: May 31, 2018, 6:11 pm

TOKYO and SPRINGFIELD, Mass., May 31, 2018/ PRNewswire/-- MassMutual International LLC– Massachusetts Mutual Life Insurance Company's international insurance holding company– and Nippon Life Insurance Co., Japan's leading life insurer, today announced the completion of the sale of 85.1 percent of MassMutual Japan, MassMutual International's wholly owned...

The post MassMutual International Completes Sale of 85.1% of MassMutual Japan to Nippon Life appeared first on InsuranceNewsNet.

Author: user
Posted: May 31, 2018, 12:00 pm

At the annual meeting of shareholders today, Unum Group President and CEO Richard P. McKenney addressed the company’ s strong performance, customer focus, and the growing need for the financial protection Unum provides. In 2017, Unum had record revenues of $11.3 billion and paid nearly $7 billion in benefits. Also at today’ s meeting, among other voting items, Unum...

The post Unum Well-Positioned To Expand, CEO Tells Shareholders appeared first on InsuranceNewsNet.

Author: user
Posted: May 24, 2018, 2:50 pm

May 23-- If you don't know what Securian does, chances are that you will soon. Securian has $1.2 trillion of active life-insurance policies, $79 billion in assets under management, and 19 million customers in North America. Beginning Wednesday, Securian will launch its first national advertising campaign, with ads that range in length from six to 60 seconds.

The post What Is Securian? A Quiet Company Making Noise On The Fortune 500 appeared first on InsuranceNewsNet.

Author: user
Posted: May 23, 2018, 9:21 am

A Morgan Stanley analyst's report sees significant strain on the life insurance industry, much of it from long-term care insurance. The report points to rising interest rates and the nearly dead Department of Labor fiduciary rule.

The post Morgan Stanley Sees Negatives In 1Q Life Earnings appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 22, 2018, 4:14 pm

ST. PAUL, Minn.--(BUSINESS WIRE)--Families that feel confident with their finances can more easily enjoy the here and now, making life’s...

The post Securian Financial Has A New Brand Identity appeared first on InsuranceNewsNet.

Author: user
Posted: May 21, 2018, 7:33 pm

The American Council of Life Insurers announced today that Susan Neely, president and CEO of the American Beverage Association, will join ACLI as president and CEO this summer. Prior to her current role, she served as Assistant Secretary for Public Affairs for the U.S. Department of Homeland Security from 2003-2005 and served as a special assistant to...

The post Susan Neely Named ACLI President And CEO appeared first on InsuranceNewsNet.

Author: user
Posted: May 18, 2018, 10:32 am

Advisors are getting older and so are their clients. They both probably need to learn about succession planning for a secure retirement. Not only is it a service but also a lot of opportunity that comes with the liquidation of a business.

The post Boomers Need Succession Planning, Principal Says appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 18, 2018, 10:00 am

HOUSTON, May 15, 2018 – American International Group, Inc. (NYSE: AIG), a leader in the index universal life (IUL) insurance...

The post AIG Enhances Underwriting For Two IUL Insurance Products appeared first on InsuranceNewsNet.

Author: user
Posted: May 15, 2018, 2:52 pm

Why a parent should consider purchasing life insurance on a child.

The post How Young Is Too Young? Life Insurance And Children appeared first on InsuranceNewsNet.

Author: user
Posted: May 15, 2018, 11:42 am

Braintree, MA.  — U.S. life insurance application activity was off in April down – 2.1% 1 year-over-year, according to the...

The post Life Insurance Activity Off In April appeared first on InsuranceNewsNet.

Author: user
Posted: May 14, 2018, 8:02 pm

According to the National Association of Insurance Commissioners, 15 million Americans are expected to have a high long-term care need by 2050. 1. Kim Anderson, Securian Financial Product Research Manager. Securian Financial recently conducted a survey of more than 800 people currently providing, or who have provided, unpaid care to a parent, in-law or spouse...

The post Survey Shows Struggles Of Unpaid Family Caregivers appeared first on InsuranceNewsNet.

Author: user
Posted: May 14, 2018, 3:45 pm

Chinese state media say the founder of the Chinese insurance company that owns New York City's Waldorf Hotel has been sentenced to 18 years in prison for fraudulently raising $10 billion from investors. A court in Shanghai handed down the sentence Thursday against Wu Xiaohui, the former chairman of Anbang Insurance Group. He founded the company in 2004 but was accused of misleading investors and diverting money.

The post Chinese Court Sentences Anbang Founder To Prison For Fraud appeared first on InsuranceNewsNet.

Author: user
Posted: May 11, 2018, 9:35 am

A mystery shopper found that insurance companies are not putting their best selves forward online. Most of the shortcomings arise from the lack of follow-through.

The post Mystery Shopper Rates Insurers Online appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 8, 2018, 4:44 pm

FALLS CHURCH--The National Association of Insurance and Financial Advisors (NAIFA) has launched the NAIFA Learning Center, a virtual, on-demand video-based...

The post NAIFA Launches New Learning Center To Boost Advisor Productivity appeared first on InsuranceNewsNet.

Author: user
Posted: May 7, 2018, 6:58 pm

MetLife has a four-point plan to find annuitants after the company discovered it failed to pay nearly a half a billion dollars over decades.

The post MetLife Issues Multipronged Plan To Find Missing Annuitants appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 3, 2018, 9:40 pm

Voya Financial will save up to $130 million in annual expenses after the company sells its annuity business, chairman and...

The post Voya, Unum, Genworth Earnings Calls appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 3, 2018, 9:22 pm

Agent pruning and lower unemployment may be factors in the falling agent count at Bankers Life, said CNO Financial CEO...

The post Agent Count Falls at Bankers Life appeared first on InsuranceNewsNet.

Author: Cyril Tuohy
Posted: May 3, 2018, 5:52 pm

More changes are being made in Genworth Financial Inc.' s long-delayed plan to be acquired by the China- based investment firm China Oceanwide Holdings Group Co. Ltd.. Henrico County- based Genworth, an insurance company with thousands of employees in Virginia, said Wednesday that the two companies are developing a new capital structure for the deal, after...

The post Genworth, China Oceanwide To Alter Acquisition Deal appeared first on InsuranceNewsNet.

Author: user
Posted: May 3, 2018, 7:53 am

Lincoln Financial Group today reported net income for the first quarter of 2018 of $367 million, or $1.64 per diluted share available to common stockholders, compared to net income in the first quarter of 2017 of $435 million, or $1.89 per diluted share available to common stockholders. “We started the year strong with record first-quarter adjusted operating...

The post Lincoln Financial Group Reports 1Q Results appeared first on InsuranceNewsNet.

Author: user
Posted: May 2, 2018, 8:15 pm

Lessons the insurance industry can learn from Amazon’s grocery store venture.

The post Is There An ‘Insurance Go’ In Our Future? appeared first on InsuranceNewsNet.

Author: user
Posted: May 2, 2018, 7:55 pm

MetLife, a provider of insurance, annuities and employee benefit programs, issued the following news release:. MetLife, Inc. today announced that it has completed the merger of its subsidiary, General American Life Insurance Company, with and into another subsidiary, Metropolitan Tower Life Insurance Company. The decision resulted from a review of the...

The post MetLife Completes Merger Of Two Subsidiaries appeared first on InsuranceNewsNet.

Author: user
Posted: May 1, 2018, 11:59 am

--CNA Financial Corporation today announced first quarter 2018 net income of $291 million, or $1.07 per share, and core income of $281 million, or $1.03 per share. CNA Financial declared a quarterly dividend of $0.30 per share, payable May 30, 2018 to stockholders of record on May 14, 2018. This underwriting result was driven by an excellent underlying loss ratio of...

The post CNA Financial Announces 1Q Results appeared first on InsuranceNewsNet.

Author: user
Posted: April 30, 2018, 10:00 am

NAIFA needs to adapt and become more nimble in order to reverse membership losses that go back decades, CEO Kevin Mayeux told the Pennsylvania chapter Monday.

The post NAIFA Must Become Nimble, CEO Says appeared first on InsuranceNewsNet.

Author: Susan Rupe
Posted: April 24, 2018, 12:16 pm

 Carrier & Product News

Is 40 Year Term Available? YES!!!

Make young clients term sale more profitable!  If you have a client under 35, can they get longer than 30 years on a true term policy? YES!!!  Prudential’s Workforce 65 product goes to age 65, and can be issued to a client as young as 25 years old! So, YES, there is a 40 Year Term Available! For the fast facts on Pru WorkLife 65 CLICK... read more